As Malaysians, we are fortunate that funds for business support are not limited to loans from banks only. This is because the government also provides various types of grants in the form of grants or loans, as well as guidance for merchants or entrepreneurs from various industries and business levels.
Offering business financing schemes covering a relatively wide scope of RM 10,000 to RM 100,000. Have a special scheme for women, Indian community and others.
A loan scheme of up to RM 100,000 for Bumiputera youth in various fields including photocopying, automotive & clothing accessories.
3)Perbadanan Usahawan Nasional Berhad (PUNB)
An organization that offers financing schemes for various levels including PROSPER as described above. Also offers schemes for retailers & wholesalers.
The Bumiputera Initiative Scheme under the Bumiputera Agenda Unit (TERAJU) offers a grant (without refund) worth RM 500,000.
It is also a fundraising program under TERAJU. Offering grants of up to millions of ringgit to high performing Bumiputera companies.
A retail store upgrade program under the Ministry of Domestic Trade, Cooperatives and Consumerism (KPDNKK).
The grant-funded fund under the TERAJU management is also provided for private investment initiatives to cover 15% of the overall cost of infrastructure and equipment components.
8)Skim Pembiayaan MARA
The loan scheme provided by MARA covers loans for various groups
9)Yayasan Penjaja dan Peniaga Kecil 1Malaysia
This is fund aid to small businessmen who also give priority to non-Bumiputeras. Funds provided are micro credit.
10)Geran Khas Pelajar IPT (SSM)
Through this grant, any student of IPT who wishes to register a business either single or partnership, is exempted from paying the registration fees and charges.
An income-generating program for low-income households introduced by the Ministry of Women, Family and Community Development.
The eUsahawan program is one of the initiatives by the government to apply value and digital entrepreneurship knowledge among youths and micro entrepreneurs.
Through Halal training programmes, HDC aim to promote further knowledge and increase human development on all Halal matters.